What We Do

Our family of brands is dedicated to helping everyday people make ends meet via financial solutions and services. Our commitment to helping customers in a responsible way may start with lending help today but extends into the future with financial education and support so you can build a better tomorrow.

Xact is an online-only installment loan offered by Capital Community Bank, a Utah Chartered Bank with main offices located in Provo, UT, member FDIC.


Check `n Go operates nearly 600 retail stores in the U.S. In 2003, Check `n Go broadened its reach with the launch of its online business. At checkngo.com, visitors can research products, apply for loans online, view their accounts, make payments online, and more. Whether they choose to go online or visit a store, customers count on Check `n Go when they need help making ends meet.


Allied Cash Advance was acquired by CNG Holdings, Inc., in 2012. Focused on finding financial solutions for everyday life, Allied Cash Advance operates retail locations in three states. Our products are designed to help people find the financial solutions they need, so they can get back to what matters most.


SmartPay powers retailers to build longstanding relationships with their entire customer base, even those with less than perfect credit. SmartPay helps consumers get the phone they want with payments that fit their budget.


TEMPOE is a no-credit-required leasing service with multiple payment options available. You can apply online or in-store and receive instant verification, putting many important purchases within reach.